5 Amish Money Secrets That Will Blow Your Mind

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1. Live Debt-Free by Avoiding Credit Altogether

The Amish don’t believe in owing anyone anything, and honestly, they might be onto something.

Living debt-free means less stress, more control, and more freedom to decide how your money works for you.

You get:

  • No interest payments are eating away at your paycheck.
  • More savings power since your money stays yours.
  • Peace of mind knowing no one’s waiting to collect.
👉 Here's How You'll Do It: Focus on paying off one small debt at a time using the Debt Snowball Method until you’re free.

Make It Easy: Use Undebt.it to automate your debt snowball plan and see your progress visually.


2. Use Cash for Every Purchase

When you use cash, you feel the money leaving your hand. and that hurts in the best way possible.

The Amish know that physical money makes you more mindful, and it’s hard to overspend when you actually see it disappearing.

You’ll enjoy:

  • Instant awareness of what’s left in your wallet.
  • No surprise bills showing up later.
  • Stronger control over impulse spending.
👉 Here's How You'll Do It: Start using the envelope system. Assign cash to categories like groceries, gas, and fun.

Make It Easy: Pick up a cute cash envelope wallet to organize your spending money neatly by category.


3. Take Care Of Everything to Last

The Amish take care of their stuff like it’s family. Because when you maintain what you have, you don’t need to buy it twice.

Fixing, cleaning, and storing things properly stretches their lifespan and your budget.

You’ll get:

  • Longer use of the things you already own.
  • Fewer replacement costs down the line.
  • A cleaner, more organized home that feels peaceful.
👉 Here's How You'll Do It: Set one day each month to oil, clean, or repair things around the house before they wear out.

Make It Easy: Try a multi-purpose home maintenance kit so you can fix small issues before they turn big.


4. Reuse and Repair Instead of Replacing

The Amish have mastered the “make it last” lifestyle. something the rest of us could seriously learn from.

Before tossing something out, they fix it, patch it, or repurpose it. because everything deserves a second life.

You’ll save:

  • Money by skipping unnecessary replacements.
  • Time from endless shopping trips.
  • Resources while helping the planet, too.
👉 Here's How You'll Do It: Before buying anything new, ask yourself, “Can I fix this or use it differently?”

Make It Easy: Get a small sewing repair kit for clothes or household fabric items that need quick mending.


5. Keep Life Simple and Spend Only on Needs

The Amish don’t chase trends. They focus on what truly adds value.

Living simply doesn’t mean depriving yourself; it means choosing peace over clutter, and purpose over impulse.

You’ll gain:

  • More savings because you buy less “stuff.”
  • Less stress from decision overload.
  • More contentment from what you already have.
👉 Here's How You'll Do It: Before buying something, pause and ask, “Does this make my life better, or just busier?”

Make It Easy: Consider a minimalist planner to help you track goals and keep your priorities clear.


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Lily Thompson

Hey, I'm Lily! I'm a mom who's really good at two things: stretching a dollar and talking about stretching a dollar. I created Money Vice after one too many grocery trips where I watched my total climb and thought, "There's gotta be a better way." Spoiler: there is. Think of me as your money-savvy friend who's always got a tip (and coffee in hand).