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1. Buy Assets Early or Regret It Later
👉 In a Nutshell: Buy things that make you money before you buy stuff that looks cool.
Have you ever played Monopoly and someone grabs Boardwalk before you even pass Go?
You feel that tight little panic in your chest?
Yeah, that’s what it’s like in real life when someone invests early and you’re still trying to “wait for the right time.”
The truth is, the earlier you buy assets, the faster they start paying you back.
Don’t be the one left with nothing but Baltic Avenue and bad decisions.
↪️ Here’s How You’ll Do It
Step 1: Make a List: Write down 3 things that can make you money (like stocks, a blog, or tools).
Step 2: Pick One: Choose one you understand and can afford to start now.
Step 3: Set a Date: Commit to getting it this week. No waiting for “someday.”
2. Cash Flow Beats Fancy Properties
👉 In a Nutshell: It’s better to make steady money than to own flashy stuff.
You know the guy who buys Park Place and goes broke?
That’s what happens when you pick “cool” over “cash.”
Small properties like the orange set pay you over and over again.
Meanwhile, the fancy stuff just drains your wallet while it sits empty.
In real life, your bills won’t care how shiny your stuff looks.
↪️ Here’s How You’ll Do It
Step 1: Rethink Fancy: Ask if your next purchase makes money or just looks good.
Step 2: Go Simple: Choose the things that pay you monthly (even if they’re not exciting).
Step 3: Track It: Start writing down what’s bringing in money vs. draining it.
3. Don’t Go Broke Trying to Impress
👉 In a Nutshell: Flexing for others just empties your wallet and your peace.
Have you ever seen someone in Monopoly buy hotels just to look rich?
And then they can’t afford the rent when they land on someone else?
Yeah… that’s what showing off looks like in real life.
It’s fun for like five minutes. Until you’re broke and stressed out.
Real wealth is quiet, calm, and still eating dinner at home.
↪️ Here’s How You’ll Do It
Step 1: Check Yourself: Ask “Am I buying this to impress people?”
Step 2: Choose Peace: Swap one flex purchase for something useful or money-making.
Step 3: Set a Rule: Give yourself a 24-hour “cool-off” before big purchases.
4. Passive Income Is The Name of the Game
👉 In a Nutshell: The goal is to get paid while doing nothing.
Remember when someone built houses and just sat back collecting rent?
They barely moved, and still kept racking up cash.
That’s the dream. Getting money while you chill, sleep, or eat a croqueta.
Passive income is what lets you stop chasing money and start building financial freedom.
↪️ Here’s How You’ll Do It
Step 1: Pick a Path: Choose one passive income idea (like digital products or rentals).
Step 2: Set It Up: Spend one weekend setting up the basics.
Step 3: Let It Flow: Check in weekly, not daily. Let it work while you live.
5. Always Have a Backup Plan (and Cash)
👉 In a Nutshell: Keep cash on the side so life doesn’t wreck your plans.
In Monopoly, if you have zero cash, one bad roll can end your game.
The same goes for real life. Your car breaks down, your job cuts hours… boom.
Without backup money, you’re toast.
But with a little cushion, you’re calm, cool, and still in the game.
It’s not just smart. It’s survival, baby.
↪️ Here’s How You’ll Do It
Step 1: Start Small: Put $10–$20 aside every week into a separate account.
Step 2: Name It: Call it “my calm fund” or something fun so you protect it.
Step 3: Don’t Touch It: Only use it for real emergencies. No pizza nights.
6. Negotiate Everything, Even What Seems Off-Limits
👉 In a Nutshell: You’d be shocked what people say yes to. If you just ask.
In Monopoly, trades change the game.
You offer one property, and suddenly you own a whole set.
In real life, asking for better deals, lower prices, or fairer terms works the same.
Closed mouths don’t get discounts.
Ask, negotiate, and watch the game shift in your favor.
↪️ Here’s How You’ll Do It
Step 1: Pick a Target: Choose one thing this week to negotiate (rent, bills, subscriptions).
Step 2: Just Ask: Use simple words. “Is there a better deal available?”
Step 3: Repeat: Make it a habit. You’ll start to expect savings.
7. Your Strategy Should Change As the Game Goes On
👉 In a Nutshell: What worked yesterday might not work tomorrow. Stay flexible.
In Monopoly, the early game is about buying everything.
Late game? It’s about survival, cash flow, and making moves that protect what you’ve built.
Life’s the same. Your 20s hustle shouldn’t be your 30s hustle.
You gotta adapt, pivot, and evolve or the game passes you by.
Stay stuck, and you get wiped out fast.
↪️ Here’s How You’ll Do It
Step 1: Look Back: Review what’s working and what’s not in your money life.
Step 2: Make a Shift: Drop one habit that isn’t helping anymore.
Step 3: Try Something New: Test one smarter move that fits where you are now.
Hi! I'm the founder of Money Vice and a passionate personal finance enthusiast.
Here we love to talk about money using a unique type of blender, where we combine juicy chunks of money lessons, slicing them into bite-sized steps, and sprinkling some South Florida vibe for that little zing! (the perfect cocktail to learn how to stack cash to achieve financial independence).
