Crushed by a Financial Setback? Use These 7 Motivation Boosters Today
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1. Think About What Made You Start
👉 In a Nutshell: Remind yourself why you started chasing your money goals.
You didn’t start your money journey just because it sounded cute.
You had a reason that hit deep. Maybe it was freedom, or just not being broke anymore.
When you feel stuck, it’s easy to forget that.
But when you remember it, you get a little fire back.
That reminder can be all it takes to keep going when everything feels heavy.
↪️ Here’s How You’ll Do It
Step 1: Grab a Sticky Note: Write down your “why” in 5 words or less.
Step 2: Put It Somewhere Obvious: Stick it on your mirror, laptop, or phone.
Step 3: Read It Out Loud Daily: Say it to yourself every morning. Like a hype man.
2. Find One Small Win to Celebrate Today
👉 In a Nutshell: Catch a tiny win and give yourself props for it.
Some days it feels like your wallet’s just trolling you.
But even on those days, you’ve got something to celebrate. Even if it’s small.
Maybe you skipped the Uber and walked.
Or choose the $5 sandwich instead of going all in at Chipotle.
Those little choices add up, and they deserve a high-five.
↪️ Here’s How You’ll Do It
Step 1: Look at Today: Think of one money move you did right.
Step 2: Say It Out Loud: Give yourself credit like you just won a Grammy.
Step 3: Stack It: Try to win again tomorrow and keep the streak going.
3. Picture Your Dream Life Every Morning
👉 In a Nutshell: Start your day by imagining the life you want.
You gotta see it before you live it.
Close your eyes and picture yourself waking up with zero debt, a full fridge, and no boss texts.
Feel it. The peace, the space, the freedom.
That’s not some fantasy; that’s a preview if you keep going.
Visuals fire up your brain like gasoline.
↪️ Here’s How You’ll Do It
Step 1: Pick a Spot: Somewhere quiet. Your bed, your couch, your car before work.
Step 2: Set a Timer: Two minutes of daydreaming, no distractions, just vibes.
Step 3: Feel It Real: Imagine sounds, smells, and feelings of that future life.
4. Listen to Stories of People Who Made It
👉 In a Nutshell: Hear how others broke through and remind yourself you’re not alone.
Someone out there had it way worse than you… and still made it.
They were broke, drowning in debt, eating ramen twice a day. And they flipped the script.
Hearing those stories makes you go, “Wait… I can do that too.”
It pulls you out of your head and shows you what’s possible.
Real stories beat fake motivation any day.
↪️ Here’s How You’ll Do It
Step 1: Hit Play: Search “financial success stories” on YouTube or Spotify.
Step 2: Find One That Hits: Pick the one that feels like your current struggle.
Step 3: Replay When You’re Down: Make it your emergency pick-me-up.
5. Stay Away from People Who Kill Your Vibe
👉 In a Nutshell: Distance yourself from people who drain your motivation.
You know that one friend who always says, “What’s the point?”
That’s the energy you don’t need around when you’re trying to level up.
Negativity spreads faster than Wi-Fi.
You’re already carrying your stress. Don’t carry theirs either.
Protect your peace like it’s your paycheck.
↪️ Here’s How You’ll Do It
Step 1: Spot the Vibe Killers: Pay attention to who leaves you drained.
Step 2: Set Boundaries: Limit time or redirect conversations when they get negative.
Step 3: Find Uplifting Folks: Join a money group or follow positive creators online.
6. Create a “Setback Survival” Routine
👉 In a Nutshell: Build a simple go-to routine for tough money days.
Not every day’s gonna feel productive or powerful. And that’s okay.
But instead of spiraling, have a plan ready.
It could be as simple as a playlist, a walk, and journaling your next move.
The goal is to reset without falling apart.
↪️ Here’s How You’ll Do It
Step 1: Build a Go-To List: Write down 3 things that calm and refocus you.
Step 2: Make It Easy: Keep it under 30 minutes, no overthinking.
Step 3: Use It When Needed: Pull it out whenever the stress hits hard.
7. Talk to Someone Who Believes in You
👉 In a Nutshell: Connect with someone who reminds you of your potential.
Sometimes you just need one person to say, “You got this.”
It could be your mom, your roommate, or someone online you’ve never even met.
When you hear belief in someone’s voice, it rewires your own.
Don’t keep all your struggles bottled up like soda.
Talk it out and watch your confidence come back.
↪️ Here’s How You’ll Do It
Step 1: Text Someone Right Now: Reach out and say, “Hey, I need a boost.”
Step 2: Be Honest: Share what’s going on. No filter.
Step 3: Soak It In: Let their belief remind you of who you are.
Hi! I'm the founder of Money Vice and a passionate personal finance enthusiast.
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