Disclosure: WE DON’T SELL ANY COURSES. We make money through product suggestions located in our content as an affiliate. We may earn a small commission at no extra cost to you. The ideas presented are Money Vice editorial team’s opinions and presented for entertainment purposes only. We’re not licensed financial advisors. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
1. Set a Shared Savings Goal and Track Progress
👉 In a Nutshell: Decide what you’re saving for and track it together.
You and your partner need to be on the same page about money.
Imagine one of you is saving for a dream vacation while the other is stacking cash for a new car.
That’s like rowing a boat in two different directions, you’re going nowhere 😒
Pick a shared goal, whether it’s a down payment, a vacation, or just an emergency fund.
Then, track your progress like a video game level. It makes saving way more fun.
↪️ Here’s How You’ll Do It
Step 1:Pick Your Goal: Decide on something you both want to save for.
Step 2:Make It Visible: Use an app, a spreadsheet, or even a sticky note on the fridge.
Step 3:Celebrate Small Wins: Every $100 saved, do a happy dance (or a budget-friendly date).
2. Master the Art of Splitting Expenses Smartly
👉 In a Nutshell: Split costs in a way that makes sense for both of you.
You know what’s awkward? Arguing over who pays for Netflix when you’re both using the same password.
Money fights happen when expenses feel unfair, so figure out a system that works for you.
Maybe you go 50/50, or maybe one of you covers rent while the other handles groceries 👌
The key? Be fair, be flexible, and avoid turning every bill into a debate session.
↪️ Here’s How You’ll Do It
Step 1:Lay It All Out: List every shared expense: Rent, groceries, streaming, all of it.
Step 2:Divide It Fairly: Choose 50/50, income-based, or another split that works for both.
Step 3:Automate Payments: Use Venmo, Zelle, or a joint account to make it seamless.
3. Plan Affordable Yet Romantic Date Nights
👉 In a Nutshell: Keep the romance alive without draining your bank account.
Dates don’t have to cost a fortune unless you’re trying to impress someone at a five-star steakhouse every week.
Swap fancy dinners for sunset beach walks, home-cooked meals, or a DIY wine tasting at home 😋
The goal? Make it fun, personal, and way cheaper than a restaurant bill with a 20% tip.
Trust me, some of the best memories come from the simplest moments.
↪️ Here’s How You’ll Do It
Step 1:Pick a Budget-Friendly Idea: Think of picnics, movie nights, or cooking together.
Step 2:Make It Special: Add music, candles, or a small surprise to keep it romantic.
Step 3:Ditch Your Phones: Focus on each other, not social media.
4. Find Fun and Free Activities for Quality Time
👉 In a Nutshell: You don’t have to spend money to have a good time together.
Who said fun has to cost money? 😎
You could hike, bike, explore your city, or crash a free community event.
A simple afternoon of board games or old movies is better than spending $15 on another cocktail.
The best part? You’ll actually enjoy each other’s company without distractions.
↪️ Here’s How You’ll Do It
Step 1:Find Free Events: Check local listings, parks, or museums with free admission days.
Step 2:Make It a Challenge: See how many free activities you can do in a month.
Step 3:Enjoy the Moment: Laugh, talk, and create memories. No price tag is needed.
5. Cook Meals Together Instead of Dining Out
👉 In a Nutshell: Skip the overpriced restaurant bills and become your own chefs.
Eating out is fun, but so is cooking together. Plus, it’s way cheaper.
Imagine making homemade pizza, throwing on some music, and having a blast in the kitchen.
It’s like a mini cooking show, but without the stress of a restaurant bill staring at you 😁
And hey, you’ll actually know what’s in your food. Bonus points for health.
↪️ Here’s How You’ll Do It
Step 1:Pick a Recipe: Choose something simple and fun to make together.
Step 2:Make It an Experience: Play music, pour some wine, and enjoy the process.
Step 3:Ditch Takeout for a Month: Challenge yourselves to cook at home more often.
Saving money as a couple isn’t about sacrificing funit’s about getting smarter together.
The more you align your goals, the easier (and more exciting) the journey becomes.
Hi! I'm the founder of Money Vice and a passionate personal finance enthusiast.
Here we love to talk about money using a unique type of blender, where we combine juicy chunks of money lessons, slicing them into bite-sized steps, and sprinkling some South Florida vibe for that little zing! (the perfect cocktail to learn how to stack cash to achieve financial independence).
