Smart New Moms Save Money During Pregnancy Using These 6 Tips

Disclosure: WE DON’T SELL ANY COURSES. We make money through product suggestions located in our content as an affiliate. We may earn a small commission at no extra cost to you. The ideas presented are Money Vice editorial team’s opinions and presented for entertainment purposes only. We’re not licensed financial advisors. The information presented should not be construed as financial or legal advice. Always do your own due diligence.


1. Buy Baby Stuff Secondhand and Save a Fortune

👉 In a Nutshell: Skip the expensive baby stores and buy secondhand instead.

Baby gear is like a new car. It loses value the second you take it home.

Why pay full price for a stroller when you can get one in perfect shape for half the cost?

People buy baby stuff, use it for a few months, and then sell it for almost nothing 🙃

That’s your chance to scoop up cribs, clothes, and even fancy baby monitors without going broke.

Check Facebook Marketplace, thrift stores, or local mom groups. Trust me, your wallet will thank you.

↪️ Here’s How You’ll Do It


2. Avoid Wasting Money on Overhyped Pregnancy Products

👉 In a Nutshell: Don’t fall for every “must-have” pregnancy gadget.

Marketers want you to believe you need a $200 maternity pillow.

Spoiler alert: A regular pillow works just fine.

Pregnancy is temporary 😅 There is no need to drop big bucks on overpriced belly oils, fancy water bottles, or “special” maternity leggings.

Stick to the basics, and save your money for what actually matters (like diapers… lots of diapers).

Your baby won’t care if you use a gold-plated stretch mark cream or coconut oil from your kitchen.

↪️ Here’s How You’ll Do It


3. Get Free Prenatal Care Perks You Didn’t Know About

👉 In a Nutshell: You can get free pregnancy perks. Just ask!

Your health insurance probably covers way more than you think.

Many plans give free breast pumps, prenatal vitamins, and even childbirth classes.

Hospitals and community programs also offer free baby gear, car seats, and support groups.

☝️ But here’s the catch. Most of these perks aren’t advertised.

Call your insurance and local health department, and ask what’s available (because free is always better).

↪️ Here’s How You’ll Do It


4. Plan a Budget-Friendly Baby Shower That Feels Luxurious

👉 In a Nutshell: A fancy baby shower doesn’t have to cost a fortune.

Skip the overpriced venue and throw a cozy celebration at home or a park.

Pinterest-worthy decorations? Grab Dollar Store finds and DIY a few cute touches 🤗

Food? Keep it simple. Finger foods, a homemade cake, and a few drinks.

Your friends and family just want to celebrate you, not judge your party budget.

The goal is memories, not maxing out your credit card.

↪️ Here’s How You’ll Do It


5. Find Clever Ways to Earn Extra Cash Before Baby Arrives

👉 In a Nutshell: Make extra money now so you stress less later.

Babies are expensive, and maternity leave checks aren’t always enough.

Sell clothes, take online surveys, or pick up a flexible side hustle.

Even flipping thrift store finds on eBay can bring in extra cash 😏

Use this time to build a mini baby fund. It’ll come in handy when unexpected costs hit.

A little extra effort now means fewer money worries when your baby arrives.

↪️ Here’s How You’ll Do It


6. Set Up a Money-Smart Plan for Baby’s First Year

👉 In a Nutshell: A little planning now saves a lot of stress later.

Diapers, formula, and doctor visits add up fast.

Create a simple budget that covers baby essentials and unexpected expenses.

Stockpile baby items when they’re on sale (because paying full price hurts) 😖

Think ahead. Open a savings account for future baby costs like daycare.

A little preparation now means you won’t be scrambling later.

↪️ Here’s How You’ll Do It

Saving money now means less stress and more freedom when your baby arrives.

Every dollar you save today is one less worry for tomorrow.

“Do what you can, with what you have, where you are.” – Theodore Roosevelt

🫸🫷 Dale! (See you!)

Photo of author

Claudio Garcia

Hi! I'm the founder of Money Vice and a passionate personal finance enthusiast. Here we love to talk about money using a unique type of blender, where we combine juicy chunks of money lessons, slicing them into bite-sized steps, and sprinkling some South Florida vibe for that little zing! (the perfect cocktail to learn how to stack cash to achieve financial independence).